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Auto Financing HP-i

At last, the moment has come to drive your dream car home. Purchasing a new or used vehicle has never been easier with our Auto Financing HP-i.​

General Benefits

Flexible Loan Tenure

Enjoy instalment period up to 108 months.

High Financing

Enjoy up to 90% financing (for qualified customers only).

Wide Variety of Brands

We finance a wide range of car brands.

Features & Benefits

Fast Approval & Hassle Free

Fast processing turnaround time and variety of payment channels.

High Financing Amount

Enjoy up to 90% financing for qualified customers with a minimum downpayment of 10%.

Flexible Loan Tenure

Enjoy the flexi financing tenure from 1 to 9 years.

Shariah Compliance

Using Commodity Murabahah transactions based on the Shariah principle of Tawarruq.

Wide Range of Car Brands

All brands of vehicles accepted.

Nationwide Auto Financing

Accessible at Over 1800 merchants across Malaysia.

Eligibility & Required Documents

Eligibility

Age: 18 – 65 years old
Employment Period: Years of service at least 3 months

Documents Required

All the documents must be original sighted & signed by the salesman):-

  • Identity Card (front & back).
  • Registration card (front & back).
  • Latest 3 month salary slip.
  • Bank book: front page bank book with the account number.
  • For Maybank account: ATM card and ATM Transaction sheet.
  • 1 relative reference (not staying together).
*AEON Credit Assessment reserves the right to request additional supporting documents (e.g. EPF statement, Salary Account) or Joint Applicant wherever is deemed necessary. Final approval limit granted is subject to assessment result

Payment Methods

Enjoy hassle-free Payment methods and a variety of payment channels for ultimate convenience.

Auto Debit/
Post Dated Cheque

Alliance Bank, Ambank, Bank Muamalat, Bank Simpanan Nasional, CIMB Bank, Maybank, Public Bank, RHB Bank, and Standard Chartered Bank

Cash Deposit Machine (CDM)

Available in all AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service.

MEPS Interbank GIRO

Payment through MEPS Interbank GIRO at any participating banks and through Internet Banking

AEON Wallet Malaysia

Conveniently manage transactions and enjoy hassle-free payments across various merchants and services with your AEON Wallet Malaysia app

FAQs

  • What is AEON Auto Financing HP-i?

    AEON Auto Financing HP-i is a Shariah-compliant financing product granted to end consumer to purchase vehicles.

  • Does AEON Auto Financing HP-i governed under the Hire Purchase Act 1967?

    Yes.

  • What are the profit rates offered?

    Profit rates offered starts 3.99% – 9.90% per annum.

  • What is the maximum amount financed for vehicle purchasing?

    The maximum loan amount financed is 90% of car price.

  • What is the maximum age of the car eligible for financing?

    This financing package allows financing for cars aged up to maximum of 16 years.

  • What vehicle brands are eligible for financing?

    AEON Credit Service finances all brands of cars.

  • What is the Loan Tenure for AEON Auto Financing HP-i?

    AEON Credit Auto Financing HP-i provides the maximum tenure of up to 9 years ( 108 months) for both new and used cars.
    *Used car subject to age + tenure not more than 17 years.

  • What is the processing time for the loan?

    The processing time is within 5 working days.

  • Do I need to provide any guarantor?

    Upon discretion of AEON Credit.

  • How do I make monthly payments?
    1. Auto-debit or post-dated cheque.
    2. Cash Deposit Machine available at all AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service
    3. MEPS interbank GIRO at any participating banks
    4. Internet banking
See All FAQs

Document Downloads

Loan Calculator

Our helpful tool to help you calculate your monthly instalments (subject to final approval).

Auto Financing HP-i

Loan Amount (RM)
Profit Rate per Annum (%)
Loan Tenure
RM0
per Month

Apply for Auto Financing HP-i Today

Purchasing a new or used vehicle has never been easier with our Auto Financing HP-i.​

Terms & Conditions

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