SDG 3: Good Health and Well-Being

Ensure health and promote well-being without discrimination
- Target 3.6: Reduce road injuries and deaths
- Target 3.8: Achieve universal health coverage
Related initiatives
- A Road Safety Advocacy Programmes for communities
- Providing health support and maintaining a safe working environment for AEON Credit employees
Linkage to our material sustainability matter
- Employee Benefits, Employee Engagement Programmes
- Employee Health, Safety and Well-being
- Strategic Community Investment
SDG 4: Quality Education

Ensure inclusive and equitable quality education and promote lifelong learning for all
- Target 4-A: Build and upgrade inclusive and safe schools
- Target 4-4: Increase the number of people with relevant skills for financial success
- Target 4-B: Expand higher education scholarships for developing countries
Related initiatives
- Address and enhance digital literacy by investing in Smart Classroom Project
- Committing to reducing unemployment through Management Trainee Programmes
- Offering scholarships for children with academic excellence with a focus on higher education for the less privileged
- Provide online training programmes for easy access to learning and knowledge for AEON Credit employees
- Continuous learning and development programmes for the Board and Management
Linkage to our material sustainability matter
- Strategic Community Investment
- Employee Benefits, Employee Engagement Programmes
SDG 5: Gender Equality

Achieve gender equality and empower all women and girls
- Target 5.1: End discrimination against women and girls
- Target 5.5: Ensure full participation in leadership and decision-making
Related initiatives
- Strengthening our current practices through the AEON Credit’s Policy of Human Rights
- Enhancing the presence of women in top governance and leadership roles
Linkage to our material sustainability matter
- Employee Benefits, Employee Engagement Programmes
SDG 7: Affordable and Clean Energy

Ensure access to affordable, reliable, sustainable and modern energy for all
- Target 7.1: Universal access to modern energy services
Related initiatives
- Provide financing for purchase of energy efficient appliances/devices and renewable energy generation facilities
- Focused expansion into financing for green modes of mobility
Linkage to our material sustainability matter
- Business Innovation, Responsible Marketing, Product & Service Design
- Excellent Customer Experience, Support & Access
- Sustainable Finance and Financial Performance
SDG 8: Decent Work and Economic Growth

Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
- Target 8.2: Diversify, innovate and upgrade for economic productivity
- Target 8.3: Promote policies to support job creation and growing enterprises
- Target 8.5: Full employment and decent work with equal pay
- Target 8.6: Promote youth employment, education and training
- End modern slavery, trafficking and child labour
- Protect labour rights and promote safe working environments
Related initiatives
- Fostering management trainee employment initiatives within AEON Credit
- Advocating for employee well-being and human rights
- Commitment to local procurement in support of national socio-economic development
Linkage to our material sustainability matter
- Employee Benefits, Employee Engagement Programmes
- Employee Health, Safety and Well-being
- Transparency in Procurement Process
SDG 9: Industry, Innovation and Infrastructure

Build resilient infrastructure, promote inclusive and sustainable industrialisation and foster innovation
- Target 9.3: Increase access to financial services and markets
- Target 9.4: Upgrade all industries and infrastructures for sustainability
Related initiatives
- Implementation of Digital Transformation Programme
- Tailoring financial solutions aligned to customers’ unique circumstances
Linkage to our material sustainability matter
- Business Innovation, Responsible Marketing, Product & Service Design
- Excellent Customer Experience, Support & Access
SDG 10: Reduce Inequality

Reduce inequality within and among countries
- Target 10.1: Reduce income inequalities
- Target 10.3: Ensure equal opportunities and end discrimination
Related initiatives
- Strengthening our current practices through the Policy of Human Rights
- Commitment to financial inclusion through provision of access to financial services to the underserved
Linkage to our material sustainability matter
- Business Innovation, Responsible Marketing, Product & Service Design
- Excellent Customer Experience, Support & Access
SDG 11: Sustainable Cities and Communities

Make cities and human settlements inclusive, safe, resilient and sustainable
- Target 11.6: Reduce the environmental impact of cities
Related initiatives
- Expansion into sustainable financing for energy efficient, low emission appliances/devices and renewable energy generation facilities
- Focused expansion into financing for green modes of mobility
- Internal initiatives in environmental management
Linkage to our material sustainability matter
- Climate Action
- Business Innovation, Responsible Marketing, Product & Service Design
- Excellent Customer Experience, Support & Access
- Sustainable Finance and Financial Performance
- Environmental Management
SDG 12: Responsible Consumption and Production

Ensure sustainable consumption and production patterns
- Target 12.5: Substantially reduce waste generation
- Target 12.6: Encourage companies to adopt sustainable practices and sustainability reporting
Related initiatives
- Internal initiatives in environmental management
Linkage to our material sustainability matter
- Environmental Management
SDG 13: Climate Action

Take urgent action to combat climate change and its impacts
- Target 13.1: Strengthen resilience and adaptive capacity to climate related disasters
- Target 13.2: Integrate climate change measures into policies and planning
- Target 13.3: Build knowledge and capacity to meet climate change
Related initiatives
- Incorporating climate considerations into our business activities
- Enhancing employees’ sustainability knowledge, encompassing TCFD adoption
- Sustainable financing for energy effcient and low carbon products
Linkage to our material sustainability matter
- Climate Action
- Sustainable Finance and Financial Performance
- Environmental Management
SDG 14: Life Below Water

Conserve and sustainably use the oceans, seas and marine resources for sustainable development
- Target 14.5: Conserve coastal and marine areas
Related initiatives
- Proactive involvement in marine conservation
- Beach clean-up
Linkage to our material sustainability matter
- Climate Action
- Environmental Management
SDG 15: Life On Land

Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, halt and reverse land degradation, and halt biodiversity loss
- Target 15.2: End deforestation and restore degraded forests
- Target 15.5: Protect biodiversity and natural habitats
- Target 15-A: Increase financial resources to conserve and sustainably use ecosystem and biodiversity
Related initiatives
- Proactive involvement in reforestation, afforestation and mangrove tree planting
Linkage to our material sustainability matter
- Climate Action
- Environmental Management
SDG 16: Peace, Justice and Strong Institutions

Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels
- Target 16.5: Substantially reduce corruption and bribery
- Target 16.6: Develop effective, accountable and transparent institutions
- Target 16-B: Promote and enforce non-discriminatory laws and policies
Related initiatives
- Continuous strengthening of cyber security stance and vigilance against cyber threats
- Upholding good governance
- Compliance to regulatory mandates
- Anti-Bribery Management System
- Whistleblowing
- Maintaining high integrity standards and ethical business practices
Linkage to our material sustainability matter
- Data Security, IT Infrastructure & Digital Transformation
- Excellent Customer Experience, Support & Access
SDG 17: Partnership for The Goals

Strengthen the means of implementation and revitalize the global partnership for sustainable development
- Target 17.7: Encourage effective partnerships
Related initiatives
- Proactive collaboration with regulatory authorities, industry partners and partners in community and corporate social responsibilities initiatives
Linkage to our material sustainability matter
- The management of our material sustainability matters entail collaborative partnerships with relevant impacted parties to secure effectiveness and speed of response. Hence, managing all our material sustainability matters brings to life SDG 17
