Credit Ratings
Publish Date
July 2025
RAM Rating Services Berhad
Rating Agency
Long-Term
AA3/A1
Short-Term
P1
Outlook
Stable
Programme
- Senior Sukuk Wakalah Programme RM 5.0 Billion
- Subordinated Sukuk Wakalah Programme RM 2.0 Billion
- Islamic Commercial Papers of Programme RM 1.0 Billion

ESG Rating
1. MSCI ESG Rating
AEON Credit received an "AA" for MSCI ESG Rating in 2025, based on an assessment conducted on AEON Credit’s commitment to promoting sustainability through the incorporation of Environmental, Social, and Governance principles.
The MSCI ESG Rating is designed to measure a company’s resilience to long-term, industry material environmental, social, and governance (ESG) risks. It utilizes a rules-based methodology to identify industry leaders and laggards based on their exposure to ESG risks and how effectively they manage those risks relative to their peers.
2. Sustainalytics ESG Risk Rating
AEON Credit has scored a “Medium” Risk Rating which denotes a medium risk of exposure to material ESG risks and reflects adequate risk management practices.
Sustainalytics is the leading independent provider of in-depth research and analysis on company’s Environmental, Social, and Governance (ESG) performance.
Latest Rating Obtained
Key Facts
MSCI ESG
AA
Received an "AA" rating
Updated as of : 2025
Sustainalytics ESG
21.4
ESG Risk exposure rated “Medium Risk”
Updated as of : 2025
S&P Global ESG
46
Updated as of : 2025
FTSE4Good ESG
3.2
Updated as of : 2025



