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Credit Ratings

Credit Ratings

Publish Date

July 2025

RAM Rating Services Berhad

Rating Agency

Long-Term

AA3/A1

Short-Term

P1

Outlook

Stable

Programme

  • Senior Sukuk Wakalah Programme RM 5.0 Billion
  • Subordinated Sukuk Wakalah Programme RM 2.0 Billion
  • Islamic Commercial Papers of Programme RM 1.0 Billion

ESG Rating

1. MSCI ESG Rating

AEON Credit received an "AA" for MSCI ESG Rating in 2025, based on an assessment conducted on AEON Credit’s commitment to promoting sustainability through the incorporation of Environmental, Social, and Governance principles.

The MSCI ESG Rating is designed to measure a company’s resilience to long-term, industry material environmental, social, and governance (ESG) risks. It utilizes a rules-based methodology to identify industry leaders and laggards based on their exposure to ESG risks and how effectively they manage those risks relative to their peers.

2. Sustainalytics ESG Risk Rating

AEON Credit has scored a “Medium” Risk Rating which denotes a medium risk of exposure to material ESG risks and reflects adequate risk management practices.

Sustainalytics is the leading independent provider of in-depth research and analysis on company’s Environmental, Social, and Governance (ESG) performance.

Latest Rating Obtained

Key Facts

MSCI ESG

AA

Received an "AA" rating

Updated as of : 2025

Sustainalytics ESG

21.4

ESG Risk exposure rated “Medium Risk”

Updated as of : 2025

S&P Global ESG

46

Updated as of : 2025

FTSE4Good ESG

3.2

Updated as of : 2025